Making Homeownership Possible
At Encore Acquisitions, we believe everyone deserves the chance to own a home. Our Owner Finance Program helps families and individuals who can afford a down payment and monthly payments - but may not qualify for traditional bank loans - achieve the dream of homeownership.
With flexible terms, simple qualification, and transparent processes, we make it easier for you to buy your home.
How It Works
We set affordable payments that fit your budget.
Agree on Terms
Close Securely
Make Payments Easily
Your ownership is recorded with a licensed title company.
Payments are handled through a trusted loan servicing company.
Find a Home
Browse our available properties or pick any home of your choice in Texas.
Qualify Quickly
Simple application with proof of income and down payment.
Fast Approvals
No waiting on banks or mortgage lenders - start building equity right away.
Flexible Options
Credit challenges? Self-employed? ITIN buyers? We’ve got you covered. Plus, the opportunity to refinance with a bank later.
Transparent Process
Clear terms, no hidden fees, and everything explained upfront. No surprises - affordable monthly payments and fixed interest rate.
Secure & Professional
We close with licensed title companies and use professional loan servicing companies to protect both buyers and sellers.
Trusted Experience
Our team has years of experience helping buyers become homeowners and sellers get the best deal for their property.
Families with past credit challenges.
Who We Help
Self-employed individuals and business owners.
ITIN buyers and immigrants without traditional banking.
First-time homebuyers looking for a simpler path.
Testimonials
“Encore Acquisitions helped us when no one else would. We moved into our home in less than 30 days - and now we're homeowners!”
Maria G., Homeowner
Working With the Best Clients and Partners
